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Retirees: Don’t Overlook Annuities. Really.

Most investors have grown to hate annuities. Hate them too much, in my view. In fact, if you’ll read on, I think you’ll agree that annuities make abundant sense for many retirees.

My inbox used to be flooded with offers from annuity providers: “Sell these to your clients,” the advertisements boasted, “and earn fat commissions, often as high as 8%.”

But the word is out. Most annuities are far too expensive, far too complex and mostly just bad products to be sold to investors.

Nobody wants them anymore.

But here’s the thing: For many seniors in retirement, one simple type of annuity – an immediate fixed annuity – can help solve their retirement income problems.

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